This might help:
https://help.mikrotik.com/docs/spaces/R ... patibility
multi-rate SFP to RJ45 modules are highly non-standard affairs, as there is no standardized way for the SFP-host device (CCR/CRS) to negotiate rates with the remote ethernet-device
the PHY rate will be negotiated by the adapter/module with the remote ethernet-device
and the GMII (SFP) rate will be negotiated between the module and the host-device
there are two different links that have to be negotiated(three if the remote device also uses adapter modules), and no way to guarantee interoperability in all scenarios (especially with multi-rate adapters)