Hi
When I refer to the wiki I mean this page:
http://wiki.mikrotik.com/wiki/Routing_l ... l_accounts
It makes provision for three seperate accounts but you just ignore the third one.
Seperate the physical network of your two adsl routers (which are in bridge mode) and run them into ether1 and ether2 respectively. The reason for this is because the concentrator name used by the ISP will be the same for both lines and your router may use either of them indiscriminately.... if you seperate the physical network on that level it has no choice.
Then configure your pppoe-out1 and pppoe-out2 to use the appropriate ethernet port to establish the pppoe connection
The routing is static and you only have a default route on international
The local routing is a result of all the individual static routes added over interface pppoe-out2