Hi it is possible to make Fail-over on mikrotik with this thread:
http://forum.mikrotik.com/viewtopic.php?t=90149
but load balancing is almost unpossible also link agregation (802.3ad)on switch is almost impossible to do on mikrotik!
If I can give you good advice return this device what you bought and buy some cheap tp-link with loadbalancing:
http://www.tp-link.us/products/?categoryid=205
Personally recomend TL-R470T+ it is cheap 100mbit solution and can do almost everything.
If you need 1gbit lan and wifi I can recommend this one:
TL-ER604W
here you can check it out if it meets yours reqiurments:
http://www.tp-link.us/resources/simulat ... /Index.htm
also you can test out this router :
ubiquiti edge router lite
it has wizard for load balancing... just few clicks and you are done.
https://www.youtube.com/watch?v=bqPLD3bpxqc
and you probably need switch (-than you can split it to different subnets) if you ask for really good cheap managable switch I can recommend one from zyxel:
zyxel gs1920-24
if you need dumb switch I can recommend you this one:
TL-SG1024
but to be honest I strongly recommend to buy managable one(think about future)
Why I am recommending different solution ?
To be honest I have only on one site mikrotik and I have to say it can do everything for really good price but you have to spend unbeliviable amount of time on it !
So I am recomending you if you are on beginig and do not really understand mikrotik enviroment jus buy something different